Oak Furnitureland
What am I covered for?
You are covered for accidental stains. This includes damage due to the following:
- Food;
- Drink;
- Nail varnish;
- Grease;
- Bleach;
- Acids;
- Caustic and corrosive solutions/substances;
- Oil;
- Glue;
- Superglue;
- Ink;
- Paint;
- Dye transfer;
- Human or animal bodily fluids.
You are covered for accidental damage. This includes damage due to the following:
- Water, liquid or heat marks;
- Tears;
- Rips;
- Dents;
- Punctures;
- Chips;
- Burns;
- Scratches;
- Scuffs;
- Pet damage;
- Broken glass.
You are covered for structural damage following the expiry of the manufacturer’s warranty. Your policy includes coverage for the following:
- Defects to frames caused by breakage or warping;
- Cracking of solid wood furniture;
- Peeling of the finish on solid wood;
- Bending and breakage to metal components;
- Excessive loss of resilience;
- Defects of mechanical/electric recliners and components;
- Bending and breakage of metal components;
- Broken zips, castors, and buttons;
- Separation of seams and stitching;
- Lifting or peeling of the hide on leather furniture;
- Loss of resilience to foam and fiber interiors.
Any other causes of damage are NOT covered by your policy. However, if you’d like to check if your claim is outside your policy limits, you can fill out our form below to receive an instant result on the likelihood of acceptance.
Is my claim likely to be accepted?
To find out whether your claim is likely to be accepted, you can fill out this short online form.
This will determine whether your claim sits within any of the exclusions listed in your policy wording.
If your claim does not meet any of your policy’s key exclusions, you’ll be able to continue to making a claim.
