CARAVAN INSURANCE
CARAVAN INSURANCE
We offer a caravan insurance product for both Statics and Tourers, covering accidental damage, fire, and theft, storm and flood, and optionally contents.
Static Caravans
What is covered?
- Loss or damage from accidental damage, fire, explosion, lightning, earthquake, theft, malicious acts, storm, and flood.
- Standard fixtures, fittings, decking, skirting and verandas included.
- Freezing or escape of water/oil from fixed water or heating systems.
- Subsidence and falling trees, aerials or masts.
- Optional contents cover (excluding accidental damage).
- Removal to nearest repairer and return to licensed holiday site, including disconnection/reconnection of services.
- Alternative accommodation up to 15 days.
- Replacement locks following loss or theft of keys.
- Optional cover outside the UK, Channel Islands, and Isle of Man.
- Settlement capped at the sum insured (subject to depreciation unless new-for-old selected).
- Contents: maximum £1,000 per single item.
- Excess deducted from each valid claim settlement.
- No cover for replacing undamaged items from a matching set, suite, or carpet.
Touring Caravans
What is covered?
- Loss or damage from accidental damage, fire, lightning, explosion, earthquake, theft, malicious acts, storm, and flood.
- Cover whilst used for social, domestic and pleasure purposes by you or your family.
- Cover whilst being towed and whilst detached.
- Optional contents cover including accidental damage.
- Removal to nearest repairer and return to home or usual storage location.
- Alternative accommodation up to 15 days.
- Optional foreign use cover (port transport, freight charges, and customs duties).
- Settlement capped at the sum insured (subject to depreciation unless new-for-old selected).
- Contents: maximum £500 per single item.
- Foreign use limited to the number of days specified in the policy schedule.
- Excess deducted from each valid claim settlement.
- When unattended and in use, the caravan must have a hitch lock plus wheel or axle lock fitted, otherwise a theft claim will be declined.